Yes, first! If there’s a way, we’ll find it. If there isn’t, we’ll create it!

High-stakes Property Deal on the Brink of Collapse – Copy

In a high-stakes property deal on the brink of collapse, complicated by the involvement of an Official Receiver and the legal chaos of the seller’s insolvency, our team was called to do the impossible. When most would walk away, RSL LAW stepped in.

Key Challenges

Gifted Equity Refused by the Official Receiver
The client was purchasing a property from the Official Receiver, with part of the purchase price intended as gifted equity from the seller, who was also the buyers family member. The Official Receiver initially refused to approve the transaction on the basis that the gifted equity could not be recognised under the insolvency framework. This posed a serious risk to the client’s ability to proceed with the purchase.

Stakeholder Alignment and Mortgage Compliance
The client’s mortgage lender also required clear documentation regarding the source of funds. We needed to structure the contribution in a way that complied with the lender’s policies while addressing the Official Receiver’s concerns about third-party gifts and perceived undervalue transactions.

Our Solution

Deferred Loan Agreement Structure
Our legal team negotiated and drafted a Deferred Loan Agreement between the seller and the buyer. This agreement transformed the gifted equity into a formal loan, repayable only on deferred terms. Critically, the agreement was structured to be subordinate to the mortgage lender’s charge and was compliant with both insolvency regulations and the lender’s requirements.

Securing Multi-Party Agreement
By working closely with the Official Receiver, our client’s lender, and independent valuers, we were able to present a clear and legally sound structure. Our experience in complex property transactions enabled us to navigate the process smoothly, ensuring all parties were satisfied with the final arrangement.

Regulatory and Legal Compliance
Throughout the transaction, we ensured full compliance with insolvency law, mortgage lending criteria, and professional valuation standards. Every legal step was rigorously managed, from initial negotiations to final completion.

The Outcome

Thanks to our expertise and creative thinking, our client was able to purchase the property with the benefit of the family support, while fully satisfying both the Official Receiver and their lender. The Deferred Loan Agreement preserved the family’s intentions, protected the client’s position, and ensured a compliant and successful transaction.

RSL LAW at the Vision & Value Real Estate Dinner

RSL LAW was proud to take the stage at the Vision & Value: Real Estate Dinner, hosted by the London Business Club, an exclusive private members’ network. The event brought together top-tier property developers, investors, and bridging finance professionals for an evening of meaningful conversation and high-value connections.

Spotlight on project “Dolphin”
Our CEO, Tatiana Sharposhnikova presented our work on the “Dolphin” development project, where RSL LAW played a critical legal advisory role from inception to execution.

Hot Topic: Foreign Source of Funds
Our deep expertise in managing international funds sparked lively discussion at the event, highlighting why:

We are a go-to legal firm for overseas buyers and HNWIs
We provide clarity on complex AML and regulatory requirements
We ensure our clients receive an exceptional property investing experience by conducting due diligence and delivering precise, compliant guidance every step of the way.

Meet Our Team Members

RSL LAW is proud to welcome the newest additions to our professional family.

Sneha Mitra

We’re excited to welcome Sneha Mitra to RSL LAW as a Property Paralegal. With over six years of experience in residential conveyancing, Sneha brings deep practical knowledge across sales, purchases, re-mortgages, and lease extensions. Her ability to manage cases from instruction through post-completion helps us deliver smoother, more reliable results for clients navigating complex property matters. Her process-focused approach ensures nothing gets missed, especially where timing and precision matter most.

Shadeka Israt

Joining us as a Property Paralegal, Shadeka Israt brings a strong foundation in both residential and commercial conveyancing, with particular experience in transactions involving real estate finance. Known for her clear communication and collaborative style, she supports clients, solicitors, lenders, and agents to keep deals moving. Shadeka’s blend of legal insight and commercial awareness adds real strength to our offering, especially for clients dealing with complex property matters.

Climbing for a Cause: Clare’s Mount Fuji Challenge

Back in March, we shared that our Director of Operations, Clare Sollitt, is preparing to climb Mount Fuji this July, all in support of the Single Homeless Project, a London-based charity helping vulnerable people find safe, stable housing.

Since then, Clare’s training has been nothing short of extraordinary (and a little painful!). Over the past few weeks, she has taken on some of the UK’s toughest peaks with plans to tackle five more before heading to Japan.

Follow her journey on Instagram: @clurbird

Let’s cheer Clare on as she climbs for a cause that truly matters — because everyone deserves a place to call home.

Turning Completion Day Chaos into a Success at Embankment Gardens.

Client Company Regains Control After Strategic Legal Intervention

RSL LAW Turns Around Risky Deal on a Luxury London Townhouse