RSL LAW recently acted for a UK-based, FCA-regulated fintech company in the purchase of a commercial property in Central London.
The client provides next-generation payment and money-movement solutions, helping businesses, entrepreneurs, and online merchants move funds faster and more efficiently across borders. As the company rapidly expanded, it outgrew its Canary Wharf offices and made the strategic decision to acquire a prime commercial building in Central London, securing both a long-term investment and a new headquarters for its growing operations.
Key Challenges
- Sanctions & Compliance Considerations: The acquiring business was controlled by a prominent non-UK national, requiring enhanced due diligence and careful review against sanctions and adverse media exposure to ensure full regulatory compliance.
- Complex International Documentation: The transaction involved extensive documentation issued by overseas regulators, alongside multiple bank accounts held across different jurisdictions and currencies.
- Tax Structuring – VAT & SDLT : Structuring the acquisition as a Transfer of a Going Concern (TOGC) was essential to avoid unnecessary VAT exposure and ensure the transaction remained tax efficient.
- Multi-Tenant Commercial Property: The building included several commercial tenants with different lease structures, rent reviews, deposits, and break clauses. Each lease required detailed review to assess ongoing obligations, rental income security, and compliance with legal and property management requirements.
Our Solution
Our commercial property team conducted enhanced anti-money laundering and regulatory checks, analysing the identities, business activities, and backgrounds of all parties involved against sanctions lists, adverse media reports, and foreign court records.
We worked closely with the client, lenders, and the seller’s solicitors to manage the complex funding structure, resolve compliance challenges, and ensure the transaction progressed smoothly.
The Outcome
The transaction completed successfully, allowing the client to relocate its operations to a larger premises while securing a long-term commercial asset.
All regulatory and compliance requirements were addressed throughout the process, including enhanced due diligence and international documentation review. The acquisition was structured to manage tax considerations effectively, and the existing tenant arrangements were reviewed and aligned with the completion process to ensure a smooth transition of ownership.
Planning a Complex Commercial Property Transaction?
If your business is navigating international funding structures, regulatory scrutiny, or multi-tenant commercial acquisitions, the right legal guidance can make all the difference.
At RSL LAW, our experienced commercial property team helps clients manage complex transactions with confidence, ensuring compliance, protecting your investment, and keeping deals on track.
Get in touch with our team to discuss how we can support your next commercial property transaction.
As Seen in EstateAgentToday and Estate Gazette: RSL LAW ‘Call First’ Guarantee Aims to Tackle ‘Phone Anxiety’
RSL LAW addresses a new initiative in the UK press, which is a growing issue across professional services, “phone anxiety”, where many lawyers increasingly avoid making or receiving calls.
We believe that an over-reliance on email and a growing reluctance to make phone calls are contributing to delays and even failed property transactions, particularly for international buyers. By committing to same-day phone contact with clients, we aim to restore clear, direct communication and help keep property transactions moving efficiently.
Our ‘Call First’ Guarantee aims to encourage professionals to overcome the common hesitation to call clients in place of endless email exchanges, and to achieve smoother and faster conveyancing process.
As clients expectations continue to evolve, clear and responsive communication is becoming just as important as legal expertise in delivering a strong client experience.
Read the full article:
Estate Agent Today – New law firm guarantee aims to tackle phone anxiety
Meet Our Commercial Law Specialist
RSL LAW is proud to welcome the newest addition to our professional family.
We are delighted to welcome Jatinder Kandola to RSL LAW as our new Commercial Property Solicitor.
Jatinder brings more than 20 years of experience in commercial property law. She studied at the University of Sheffield and qualified as a solicitor in 2003 after training at the international law firm Eversheds.
Her expertise covers a wide range of commercial property matters, including acquisitions, disposals, and property financing across key sectors such as industrial, retail, leisure, and care. Jatinder also has extensive experience in landlord and tenant matters, having previously worked in-house for a national retailer managing a large portfolio of leasehold properties.
Known for her meticulous attention to detail and practical, commercially focused advice, Jatinder will be a valuable addition to the RSL LAW team as we continue to support clients across complex commercial property transactions.
We are excited to have her on board. Jatinder’s expertise will bring significant value to our clients, helping property investors navigate the complexities of commercial property transactions with confidence and clarity.