RSL LAW – Your Legal Property Investing Partners, Trusted Across Borders

Многолетний опыт работы иммиграционных юристов RSL-LAW позволяет нам делать определенные выводы в вопросах получения виз. Стоит ли зарубежным предпринимателям подставлять свое

крепкое плечо для поддержания экономики Великобритании? О тонкостях визы предпринимателя Tier 1 Entrepreneur рассказывает наш юрист в области иммиграционного права – Оливер Вестморелэнд.

На сегодняшний день процент успеха при подаче на визу предпринимателя составляет 50%. Проще говоря, у аппликанта есть всего один шанс на успех.

Высокий процент отказа не только пугает потенциальных заявителей, но и негативно сказывается для британского правительства. Это и не удивительно, ведь главной целью виз предпринимател

ей первого уровня является привлечение зарубежных граждан в Великобританию для дальнейшего ведения бизнеса и, как следствие, стимулирования британской экономики.

Большое число потенциальных предпринимателей попадают в группу тех, кто хотел бы вести бизнес в Великобритании, но не может. Это связано как с внушительной суммой инвестирования, так и с некоторыми другими опасениями, вызванными брекзитом.

Так почему же уровень отказов настолько высок? В тех случаях, когда отказ не связан с фальсификацией документов, мы бы сказали, что основная причина – несоответствие требованиям. Стоит отметить, что правила и требования невероятно сложны. Даже незначительная ошибка может привести к отказу. В случае отсутствия какого-либо документа, нет никакой надежды на то, что сотрудник UKVI напишет заявителю с просьбой о его предоставлении, как это бывает при подаче на другие визовые категории. С большей вероятностью такая оплошность послужит весомым поводом для отказа.

Отказ по причине неискренности – явление частое. Вот только под «неискренностью» не всегда понимается ложь. Скажем, вы подготовили бизнес-план, в котором доступным языком прописали планы на ближайшее бизнес-будущее. В случае, если сотрудник UKVI заподозрит неподлинные факты – отказ неминуем. Так, некоторые потенциальные предприниматели получают отрицательное решение не по тому, что захотели «приукрасить» свой бизнес-план, а потому, что не знали правил его грамотного составления и оформления. Именно поэтому стоит серьезно отнестись к этому моменту и доверить подготовку бизнес-плана профессионалам.

Существует три типа визовых заявлений, связанных с предпринимательской визой 1-го уровня: первоначальное заявление (может быть подано как из Великобритании, так и из-за ее пределов)заявление на продление (подача только из Великобритании) и заявление на постоянный вид на жительство (подача только внутри страны).

Проще говоря, в первоначальном заявлении заявители говорят, что хотели бы создать, купить или присоединиться к бизнесу в Великобритании. В заявлении на продление указывается, что в конкретный бизнес были вложены средства, созданы рабочие места и есть необходимость в продлении визы. При подаче документов на получение постоянного вида на жительство, заявитель указывает, что однажды уже получал визу предпринимателя первого уровня и на этом основании хотел бы получить постоянное место жительства в Великобритании. Это одно из главных преимуществ данной визовой категории, что в конечном счете может привести к получению британского гражданства.

Таким образом, в некоторых случаях получить постоянный вид на жительство можно всего за три года.

Сложности с получением визы предпринимателя связаны и с постоянно обновляющимися правилами. Важно, чтобы и заявитель, и его юристы были ознакомлены с последней версией. В случае использования устаревших правил, все может пойти далеко не так, как планировалось.

Помимо правил, есть и необходимые к ознакомлению директивные указания, и инструкции от Home Office.

В прежние времена в случае отказа у заявителя была возможность обжалования решения в Иммиграционном Трибунале первого уровня, что давало определенный результат. Сегодня же потенциальные предприниматели имеют право только на административный пересмотр дела, который проводится UKVI, к слову, тем же органом, который ранее выдал отказ в визе. Не нужно больших усилий, чтобы обнаружить отсутствие справедливости и независимости в такой схеме.

Даже в случае повторной подачи заявления с административным пересмотром, шансы на успех крайне малы.

Избежать ненужной паники и стресса при подаче заявлений на визу предпринимателя, можно обратившись к квалифицированным специалистам. Мы часто работаем с клиентами, которые приходят к нам из других фирм и готовы помочь им решить вопросы, возникающие при подаче заявлений на визу предпринимателя.

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Conveyancing Solicitors

Conveyancing for home sellers

[vc_row css=”.vc_custom_1555330048354{padding-top: 0px !important;}”][vc_column][vc_column_text]Our fast, communicative conveyancing solicitors will ensure your sale is completed as soon as possible. RSL-LAW will carry out the legal work to sell your home, acting on your behalf to protect your interests. We will draw up a sale contract and provide information about who owns the property and has the legal right to sell it. We will also respond to any other questions raised by the buyer’s solicitor.[/vc_column_text][vc_custom_heading text=”WHY YOU NEED A PROACTIVE PROPERTY LAWYER” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]There may be a chain of buyers and sellers, where each purchase is linked to a sale. These chains may be comprised of any number of buyers and sellers and having a number of people involved can often lead to delays. Instructing a proactive solicitor, willing to chase all the parties involved to drive the transaction forward, is the key to a fast sale.[/vc_column_text][vc_custom_heading text=”CONVEYANCING SALE PROCESS” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]The following are the keys stages of the sales conveyancing process, once an offer has been accepted: Property Information Forms (Protocol) forms are sent to the client for completion. These are forms completed by the seller, explaining the condition and other information about the property including what items are to be included in the sale. The solicitor drafts an initial sale contract This is the initial paperwork and contracts issued to the purchaser’s solicitor to enable them to raise enquiries (questions) about the property being sold. Solicitor replies to enquiries raised by the buyer’s solicitor This is where the purchaser will ask questions about the property. For instance, if the property is leasehold, the seller's solicitor will ask who the managing agent is. How long is the lease? Are you leaving the curtains (Fixtures & Fittings)? Is there any buildings insurance? Terms are agreed and a date is set for completion Contracts are exchanged The seller and purchaser become contractually bound by the terms of the contract. This means they must either complete on the sale or forfeit their deposit (typically 5-10 percent of the sale price). Completion The day when the purchaser takes ownership of the property [/vc_column_text][vc_custom_heading text=”RSL-LAW can help with your property sale” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]You can get an instant online conveyancing quote or call us on 020 7060 5333 to get your sale underway today. No office hours – we work when you need us. RSL-LAW team are always ready to deal with any queries or answer any questions you might have about how your sale is progressing.[/vc_column_text][vc_btn title=”Book Consultation” align=”center” link=”url:%2Fcontacts%2F|title:Contacts||”][/vc_column][/vc_row]

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Conveyancing Solicitors

Conveyancing for home buyers

[vc_row css=”.vc_custom_1555330217501{padding-top: 0px !important;}”][vc_column][vc_column_text]RSL-LAW conveyancing solicitors adopt a proactive approach to conveyancing, helping drive your purchase forward and ultimately helping you to make your move faster. When carrying out the legal work for your purchase, your property lawyer will represent your interests and gather and review all the necessary checks and searches.[/vc_column_text][vc_custom_heading text=”WHAT RSL-LAW CONVEYANCING SOLICITOR DOES FOR YOU” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]When you instruct a conveyancing solicitor through RSL-LAW we endeavour to meet any requirements you have to have a solicitor near to you. Once instructed, your conveyancing solicitor ensures the seller has the legal right to sell the property, that the land itself is free from issues and that all financing is in order. They will ask the seller’s solicitor a number of questions (known as enquiries) about the property’s use and history and carry out important property searches. Your solicitor must also check the mortgage arrangements, as well as looking after the lender’s interest where a mortgage is being taken out. There is more work and risk involved when representing a buyer because of the legal principle known as caveat emptor or “buyer beware”. This means it is the responsibility of the buyer’s solicitors to raise all pertinent questions about the property. Buyers must be aware there is no obligation on the seller to disclose anything unless asked directly.[/vc_column_text][vc_custom_heading text=”WHAT IS THE CONVEYANCING PROCESS WHEN PURCHASING A PROPERTY?” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]The following are the keys stages of the purchase conveyancing process once an offer has been accepted: ID documents and instruction forms are completed by the client The purchaser’s conveyancing solicitor receives contracts from the seller's solicitor for review The solicitor raises enquiries of the seller’s solicitor Searches are ordered from local authorities, the Environment Agency etc. Terms are agreed and a date is set for completion Exchange contracts Completion – the day you move in Post-completion formalities – this is the finalising of the stamp duty payment to HMRC, registering of the title at the Land Registry and dealing with the final documents to the client. [/vc_column_text][vc_custom_heading text=”ARE YOU LOOKING FOR A CONVEYANCING SOLICITOR?” font_container=”tag:h3|text_align:left|color:%23d30b0e” use_theme_fonts=”yes”][vc_column_text]Whether you are buying a property either as a residence, second home or as an investment, RSL-LAW can help. To get your home purchase started, get an instant online conveyancing quote or call us on 020 7060 5333[/vc_column_text][vc_btn title=”Book Consultation” align=”center” link=”url:%2Fcontacts%2F|title:Contacts||”][/vc_column][/vc_row][vc_row][vc_column][vc_video link=”https://www.youtube.com/watch?time_continue=2&v=CdX88junnvA&feature=emb_logo” title=”RSL-LAW are officially instructed to provide legal support for the sale of a luxury penthouse in central London”][/vc_column][/vc_row]

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Buying a residential property – whether you’re a first-time buyer or not, here is the Timeline for your purchase

Finding a property – Week 0 When you’re purchasing property, you’ll likely want to view multiple properties to make sure you find the perfect house or flat. If you do, take a look at our property search guide. In the UK, this process generally takes 8-12 weeks, at the end of which you’ll make an offer on a property. Making an offer – Week 8-12 Once you’ve made an offer on a property and it has been accepted, it’s time to sort out the legal and financial aspects of your purchase. You will need to make sure your mortgage has been approved, and appoint a solicitor to take care of contracts and other legal issues. During this time, you’ll also need to instruct a surveyor to carry out the necessary reports and surveys on the property. Legal Due Diligence and exchanging contracts – Week 12-20 Your solicitor will review the contract received from the seller’s solicitor and carry out any necessary legal due diligence. They will also carry out searches which they will report to you on before exchange of contracts.  After the legal work is completed, the next stage in the purchase is exchanging contracts. At this point, you’ll be required to pay the property deposit. Once contracts are signed, you are legally bound to follow through with the purchase. Completion – Week 20-24 Completion happens shortly after the exchange of contracts and is the stage at which legal ownership of the property transfers to you. You’ll need to pay the remainder of the sale price to the sellers, and you must make sure you have appropriate property insurance from the date of completion, even if you haven’t moved in yet.  

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Buying a new-build- what if you can’t complete your purchase? – Copy

The legal process involved in buying an apartment in a new development differs significantly  from the purchase of an existing property from an individual seller. It is often the case that, at the time of exchange of contracts, when your signed contract is sent to the seller and you receive the seller’s signed version,  construction of the building and your apartment is not finished. Completion of construction normally takes place at a later date and is confirmed by a certificate sent to your property agent and your solicitors, together with a notice to complete the purchase sent by the developer’s solicitors to your solicitors. Such notice normally requires you (your solicitors) to complete the purchase within 10 business days. On the day of  completion you must pay the balance of the purchase price. The developer’s solicitors will provide, amongst other transaction documents, an executed transfer document confirming change of the legal owner of the property and a signed and dated lease, in which  you will be nominated as a party- tenant. It is often the case that there is a long period of time between the date you sign and exchange the contract and the completion date, often between one and two years. It is important to remember that once you, as a buyer, sign a contract, both you and the developer (the seller) will be legally bound to complete the deal, i.e. you are under an obligation to buy the property and the developer is under an obligation to sell it to you. With this type of property transaction, there are two questions that frequently arise. Payment schedule Each developer has their own payment schedule. In general terms, this often includes payment of a deposit on exchange of contracts, which is normally 5%-10% of the purchase price,  and then a schedule of  payments payable at specified intervals, often on completion of certain stages in construction. Your solicitors will notify you well in advance when the next payment is due  so that you can  organise the payment with your bank. In addition to an invoice, banks often will ask for a legal letter from your solicitors to confirm the transaction, that they are instructed by you and that you are their client and the amount of funds required. Some banks located in Russia often also ask for a copy of the contract. It is important to note that your solicitors will have the contract signed by the seller only. The original contract signed by you (or by your solicitor on the basis of a power of attorney) would have been sent to the seller’s solicitors. This is what we call ‘exchange of contracts’. What if you can’t complete the purchase It is possibly the most often asked question- ‘what will happen if I can’t complete the purchase?’. If your circumstances change and for whatever reason you can’t complete your purchase, you should be aware of the following possible consequences and options available to you. Breach of contract The most severe consequence if you are unable to complete is that you  will be deemed to be in breach of contract. The developer will then have the right to keep all money paid by you to that date and sue you for breach of contract,  claiming expenses and costs they incurred as a result of you not being able to complete. Assignment of contract If you unable to complete your purchase, your best option is to assign (or ‘sell’) the contract. A new buyer (the buyer who is buying your ‘contract’ from you) will normally pay you all money you have already paid to the developer and a premium. Important to understand that in accordance with English law you can only assign the benefit of the contract, you can not assign the burden. In accordance with terms of the contract (almost without exception) the developer will also restrict you to assigning only the benefit. This means, that if your new buyer is not able to complete, the developer has the right to enforce the burden of the contract against you. In other words, if the new buyer fails to perform, you will have to complete or suffer the consequences explained above. There is also a question of consent that you must obtain from the developer to the assignment. They do not have to give this, but in practice they usually do, as long as the new buyer has passed ID and Source of Funds checks and has the funds to complete. All is not as negative as it sounds. Often, if not always, where a new buyer is found, and they are quite sure they want to buy the property and have the funds to do so, they come in to the transaction at a late stage, when there are a few uncertainties regarding the situation. In over 15 years of practice I have not encountered a single deal where a second buyer failed to complete. You, on the other hand, receive your money back, plus a premium, and are released from your contract obligations once the purchase is completed. Yes, there is a risk because  you remain under an obligation to complete, but in practice the risk is minimal, and you are likely to be financially better off.  

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0207 060 5333

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